Deposit & Withdrawals Policy

This Deposit and Withdrawals Policy outlines the procedures and conditions under which clients of Varo.com may fund and withdraw from their trading accounts. By using our services, you acknowledge and accept the terms of this policy, which is designed in compliance with the financial regulatory framework of the Mauritius Financial Services Commission (FSC).

The Operating Entity

01 — Access to Funds

All deposits and withdrawals must be initiated by the client through the secure Client Area on the Varo.com website. To access the Client Area:

1. Visit www.varo.com
2. Log in using your unique username and password
3. Navigate to the "Deposits" or "Withdrawals" section to manage your transactions

02 — Deposit Policy

A) Accepted Payment Methods

Varo.com accepts the following methods for account funding (subject to availability in your region):

• Bank wire transfers
• Credit / debit cards (Visa, Mastercard)
• E-wallets (e.g., Skrill, Neteller)
• Cryptocurrency (where applicable)
• Local payment providers (as approved by Varo.com)

B) Deposit Processing Time

• Instant or within 1 hour for most e-wallet and crypto deposits
• 1–3 business days for bank transfers (depending on the sending bank and location)

C) Fees

Varo.com does not charge deposit fees. However, intermediary banks, payment providers, or crypto networks may apply charges, which are borne by the client.

D) Minimum Deposit

The minimum deposit requirement may vary by account type and payment method. Please refer to the Account Types section in your Client Area.

03 — Withdrawal Policy

A) Withdrawal Conditions

• Withdrawals are only permitted once the client has completed full KYC verification.
• Funds can only be withdrawn to the same payment method and in the same name as the deposit origin.
• In accordance with AML regulations, clients may be required to withdraw up to the deposit amount via the same channel used for funding before alternative methods are allowed.

B) How to Withdraw

1. Log into the Client Area
2. Go to the Withdrawals section
3. Enter the amount and select the payment method
4. Submit the request

C) Processing Time

Requests are generally processed within 1 business day by Varo.com. Actual receipt of funds may vary:

• E-wallets / Crypto: within 1–24 hours
• Bank transfers: 2–5 business days
• Cards: up to 7 business days depending on issuing bank

D) Fees

Varo.com does not charge withdrawal fees, but banks or payment processors may impose charges. These costs are the responsibility of the client.

04 — Security & Verification

All transactions are subject to internal compliance review. Varo.com reserves the right to:

• Request additional identification documents at any time
• Delay or reject a transaction for regulatory, security, or risk management reasons
• Limit withdrawal methods to mitigate fraud or financial crime

05 — Inactive / Dormant Accounts

If an account is inactive (no trading or login activity) for a period exceeding 6 months, Varo.com may apply an administrative fee or request re-verification before processing any withdrawals.

06 — Fraud & Abuse Monitoring

All deposit and withdrawal activities are monitored for signs of:

• Money laundering
• Credit card fraud
• Abuse of promotional programs

07 — Refund Requests

Clients requesting a refund (e.g., for duplicate or erroneous deposits) must do so through the Withdrawal section of the Client Area and clearly state the nature of the refund. See our Refund & Return Policy for full details.

08 — Contact Us

If you have questions or need assistance with funding or withdrawing, please contact us.