Know Your Client (KYC) Policy

Varo.com is a trading platform operated by Atlas International Holdings (Mauritius) Ltd, a licensed financial services provider regulated by the Mauritius Financial Services Commission (FSC). This Know Your Client (KYC) Policy outlines how we collect and verify client information in accordance with local and international standards on Anti-Money Laundering (AML) and Counter-Terrorist Financing (CFT).

The Operating Entity

01 — Purpose of KYC

The KYC process enables Varo.com to:

• Verify the identity of our clients
• Prevent fraud, financial crime, and misuse of the trading platform
• Comply with AML/CFT regulatory obligations
• Promote a secure and transparent trading environment

02 — When KYC Is Required

KYC verification is mandatory after the initial investment and must be completed before any of the following:

• Performing a withdrawal
• Making further deposits beyond the initial investment
• Accessing certain platform features or bonuses
• Reaching cumulative deposit thresholds

03 — How to Submit Documents

Clients can upload their verification documents securely via the Client Area, available on both desktop and mobile.

1. Log in with your username and password to the Client Area.
2. Navigate to the "Verification" or "KYC" section.
3. Upload clear, valid, and legible copies of the required documents.

04 — Required KYC Documents

A) Proof of Identity (POI)

One of the following government-issued documents:

• Passport
• National identity card
• Driver's licence (front and back)

Must clearly show: full name, photo, date of birth, document number, and expiration date.

B) Proof of Address (POA)

Dated within the last 3 months, showing the client's name and residential address:

• Utility bill
• Bank statement
• Government-issued letter or tax document
• Lease or rental agreement

05 — Source of Funds (SOF) Over $25,000

Clients whose cumulative deposits exceed $25,000 USD or equivalent are required to provide Source of Funds (SOF) documentation to verify the origin of the funds. Acceptable SOF documents include:

• Recent bank statements (showing salary or savings)
• Employment income proof (salary slips, contract)
• Business ownership or dividends
• Tax returns or inheritance proof
• Investment or asset sale proceeds

06 — Document Review Time

All documents are reviewed by our Compliance Department within 1 business day.

If documents are unclear or additional information is needed, clients will be contacted via email or within their Client Area.

07 — Data Protection & Confidentiality

All client data and documents are encrypted and stored securely.

Access is strictly limited to authorized compliance personnel.

Varo.com does not disclose client information to third parties unless legally required to do so.

Please refer to our Privacy Policy for more information.

08 — Incomplete or Invalid Documents

Varo.com reserves the right to:

• Reject incomplete, expired, illegible, or altered documents
• Request resubmission or additional proof
• Suspend deposits, trading, or withdrawals until KYC/EDD obligations are fulfilled

09 — Ongoing Monitoring

KYC is not a one-time requirement. Varo.com may request updated documents in the event of:

• Change in personal or financial details
• Suspicious or unusual account activity
• Periodic compliance reviews
• Regulatory changes

10 — Contact & Support

For questions or assistance with the KYC process, please contact our Compliance team.

11 — Regulatory Authority

Varo.com is operated by Atlas International Holdings (Mauritius) Ltd, licensed by the Mauritius Financial Services Commission (FSC) . We adhere to all applicable AML/CFT regulations under the laws of Mauritius and international financial conduct standards.