Privacy Policy

This Privacy Policy explains how Varo, operated by Atlas International Holdings (Mauritius) Ltd, collects, uses, stores, shares, and protects your personal information when you access our website, trading platform, products, and services. By using our services, you acknowledge that you have read and understood this Privacy Policy and agree to the collection and use of information in accordance with its terms.

01 — Who We Are

Varo is a trading name of Atlas International Holdings (Mauritius) Ltd, a company incorporated in the Republic of Mauritius and .

We are committed to protecting your privacy and ensuring that your personal information is handled securely and responsibly.

02 — Information We Collect

When you visit our website, register for an account, use our trading platform, or communicate with us, we may collect the following categories of information:

Personal Identification Information

• Full name
• Date of birth
• Nationality
• Residential address
• Government-issued identification documents
• Email address
• Telephone number

Financial Information

• Bank account details
• Payment card or payment provider information
• Source of funds and source of wealth information
• Income and employment details
• Trading history and account activity

Technical Information

• IP address
• Browser type and version
• Device information
• Operating system
• Cookies and tracking technologies
• Website usage statistics
• Session and server logs

Compliance Information

To comply with applicable anti-money laundering (AML), counter-terrorist financing (CTF), sanctions screening, and know-your-customer (KYC) requirements, we may collect additional documentation and verification information.

03 — How We Use Your Information

We may use your personal information for the following purposes:

• Verifying your identity and conducting KYC/AML checks
• Opening, maintaining, and administering your trading account
• Processing deposits, withdrawals, and other transactions
• Providing customer support and account-related services
• Monitoring trading activity and managing risk
• Sending service notifications and account updates
• Delivering marketing communications where you have provided consent
• Improving our website, products, and services
• Preventing fraud, money laundering, and other unlawful activities
• Meeting legal, regulatory, and compliance obligations

04 — Sharing Your Information

We do not sell, rent, or trade your personal information to third parties. We may disclose your information to:

• Regulatory authorities and government agencies where required by law
• Financial institutions, payment processors, and banking partners
• Identity verification and compliance service providers
• Technology, hosting, and cloud service providers
• Auditors, legal advisers, and professional consultants
• Marketing partners and affiliates, where you have provided consent
• Law enforcement agencies where legally required

All third-party service providers are subject to confidentiality obligations and appropriate data protection requirements.

05 — Data Protection & Security

We maintain appropriate technical, organizational, and administrative safeguards to protect your personal information against unauthorized access, disclosure, alteration, or destruction. Security measures include:

• SSL/TLS encryption
• Secure data storage systems
• Access control procedures
• Authentication and monitoring protocols
• Regular security assessments and audits

Access to personal information is restricted to authorized personnel who require access for legitimate business purposes.

06 — Data Retention

We retain personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy and to comply with applicable legal, regulatory, tax, accounting, and record-keeping requirements.

Where retention is no longer required, personal information will be securely deleted, anonymized, or destroyed.

07 — Your Rights

Subject to applicable law, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate or incomplete information
• Request deletion of your personal information
• Restrict or object to certain processing activities
• Withdraw consent where processing is based on consent
• Request portability of your personal information
• Lodge a complaint with an appropriate supervisory authority

To exercise any of these rights, please contact us using the details provided below.

08 — Cookies & Tracking

We use cookies and similar technologies to:

• Operate and maintain our website
• Improve website functionality
• Analyze traffic and user behavior
• Personalize content and user experience
• Enhance website security

You may manage or disable cookies through your browser settings; however, doing so may affect website functionality. For additional information, please refer to our Cookie Policy.

09 — Marketing Communications

Where permitted by law, we may send you information regarding our products, services, promotions, market updates, and educational content. You may opt out of marketing communications at any time by:

• Clicking the unsubscribe link in our emails; or
• Contacting us directly.

10 — International Data Transfers

As Varo provides services globally, your personal information may be transferred to and processed in jurisdictions outside your country of residence.

Where such transfers occur, we implement appropriate safeguards and contractual protections to ensure that your personal information remains protected in accordance with applicable data protection laws.

11 — Legal Basis for Processing

We process personal information on one or more of the following legal bases:

• Your consent
• Performance of a contract
• Compliance with legal and regulatory obligations
• Protection of legitimate business interests
• Establishment, exercise, or defense of legal claims

12 — Changes to This Policy

We may amend this Privacy Policy from time to time to reflect legal, regulatory, operational, or technological developments.

Material changes will be communicated through our website, trading platform, email, or other appropriate channels. The latest version will always be available on our website.

13 — Contact Us

If you have any questions regarding this Privacy Policy or the processing of your personal information, please contact our Data Protection Officer.